The phrase that causes confusion
Bakesy says it will never take a commission from your orders. That is true about a separate Bakesy platform commission. It does not mean every card-payment path is free.
Bakesy documents two different workflows. You can list outside payment methods such as Venmo, PayPal, Cash App, Zelle, or cash. You can also use Bakesy Secure Payments, an optional card workflow that runs through Bakesy and pays out to your linked account.
Two ways Bakesy handles payments
The important question is not whether Bakesy uses the word commission. It is where the payment happens and which fee applies.
| Payment path | What Bakesy lists | What it means | |
|---|---|---|---|
| Bakesy Secure Payments | 3.9% + $0.30 per card transaction; optional; US only | Payment runs through Bakesy’s integrated flow, with automatic payouts. | |
| Out-of-app methods | Venmo, PayPal, Cash App, Zelle, cash, and other methods | The provider handles the payment. You may need to mark the order paid in Bakesy. | |
| Confita | 0% Confita platform commission; configure your payment method | Your provider’s normal processing fees still apply. |
The $100 example
On a $100 domestic card payment, Bakesy Secure Payments’ published rate works out to $4.20: 3.9% is $3.90, plus $0.30. A 2.9% + $0.30 provider rate would be $3.20. That is a $1.00 difference on one order.
This does not make Bakesy’s integrated option wrong. It makes the tradeoff visible: convenience and automatic updates cost more than a standard provider route. Square’s rate varies by plan and payment method, so check the exact rate for your setup before comparing it.
| Example on $100 | Published rate | Fee |
|---|---|---|
| Bakesy Secure Payments | 3.9% + $0.30 | $4.20 |
| Stripe domestic cards | 2.9% + $0.30 | $3.20 |
| Difference | 1 percentage point | $1.00 |
When Bakesy Secure Payments can still be worth it
The extra fee may be worth paying if you want card checkout, automatic order updates, payout tracking, and fewer steps inside one seller app. A baker who values that convenience may reasonably choose it.
If you already use a payment link, bank transfer, cash, or another provider, Bakesy’s out-of-app path may fit better. The payment is outside Bakesy, but you may have one extra step to mark it paid.
Where Confita fits
Confita does not add a platform commission to your sales. You configure the payment option or instructions you use, and the provider’s normal processing fees still apply. The honest claim is 0% Confita commission, not “card payments are free.”
The bigger difference is workflow. Confita gives you a browser-based storefront, product questions, reference-photo uploads, private quote links, deposit instructions, receipt uploads, and a shop editor that works from any device.
Choose the payment path that matches your week
Choose Bakesy Secure Payments if integrated card checkout and automatic updates are worth the higher published fee for your business.
Choose an outside payment method if you already have a provider you trust and want to avoid Bakesy’s Secure Payments fee.
Choose Confita if you want a lower-cost storefront and custom-order flow with 0% Confita commission, while keeping payment-provider fees separate.
- Bakesy Secure Payments: convenience inside the Bakesy app.
- Out-of-app payments: your existing provider and its fees.
- Confita: browser storefront, custom intake, quotes, and no platform commission.
Compare the whole workflow
Payment cost is one part of the decision. Compare the storefront, custom-order intake, seller access, quotes, deposits, drops, and pricing side by side.
Sources
Details were checked against public sources on July 10, 2026. Confirm current prices, policies, or provider instructions before relying on them.
Frequently asked questions
Does Bakesy charge a commission on every order?
Bakesy says it does not take a commission from orders. However, its optional Bakesy Secure Payments workflow lists a separate 3.9% + $0.30 fee per US card transaction. Outside payment methods are handled outside Bakesy.
Is Bakesy Secure Payments required?
No. Bakesy describes Secure Payments as optional. You can list outside payment methods such as Venmo, PayPal, Cash App, Zelle, bank transfer, or cash, then manage the payment status in Bakesy.
How much is the Bakesy fee on a $100 card payment?
At Bakesy’s published 3.9% + $0.30 rate, the fee on a $100 card payment is $4.20. The rate and availability can change, so confirm the current terms before relying on the calculation.
Does Confita charge payment commission?
No. Confita adds 0% platform commission. You choose the payment method or provider you use, and that provider’s normal processing fees still apply. Confita is $4.99/month or $39/year after the free setup and Pro trial.