Direct charges keep the payment on your account
Confita creates the payment for the connected Stripe account, not as a sale that first lands in a Confita balance. Stripe processes the card, the charge belongs to the connected account, and Stripe’s applicable processing fees come from that account.
When the direct charge goes through your own Stripe account, Confita adds no fee. It stores provider references and receives signed payment-status events so it can mark the correct bakery order paid or refunded. It never holds the funds or receives raw card details.
The published fee is a starting point
Stripe lists 2.9% + $0.30 for a successful domestic online-card transaction on standard US pricing at the time of this review. A $100 payment would carry a $3.20 fee at that rate.
International cards, currency conversion, other payment methods, country pricing, and custom contracts can change the result. Check your Stripe pricing and reports before building the fee into a cake deposit or minimum order.
When Stripe is the better fit
Stripe makes sense when the business already uses its dashboard, when online card payments are more important than in-person reader sales, or when you want to start with a connected Express account. Square makes sense when the reader and location structure already organize your market or retail business.
You can connect both in Confita and choose which one is active for customer card checkout. The order form and products do not have to change when the active processor changes.
Confita
